Bo Parrott has spent a lifetime studying the stock market. After forty years as a respected investment advisor, he believes he knows how markets behave—their patterns, their warning signs, and the subtle signals that reveal when something is about to break. As retirement approaches, Bo is ready to leave Wall Street behind and return to North Carolina with his wife, Selby. But the numbers refuse to cooperate. Beneath the optimism of a roaring market, Bo sees troubling patterns forming, the kind that history remembers only after the damage is done.

When a sudden death pulls him into the orbit of powerful international players who thrive on economic chaos, Bo discovers that the threat isn’t just a financial downturn. A hidden network is quietly positioning itself to profit from a massive collapse, and Bo’s decades of insight make him both valuable and dangerously inconvenient. As pressure mounts and the markets begin to tremble, Bo must decide whether to protect the life he’s built—or risk everything to expose a scheme that could shake the global economy.

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About the Author

Billy Hemby is a managing director with Level Four Financial, a division of CRI Advisors, PLLC, and has over thirty years of experience in the financial services business.

With multiple books in publication, Jan Hemby is an award-winning fiction novelist and a regional featured speaker.

The two are native North Carolinians with deep roots in Southern culture. Their goal is to bring to life money dynamics, global events, and local culture in story form that engages both experienced investment enthusiasts and casual readers alike.

Visit them at their website.